FOLLOW-UP:
I tested the above problem with Captivate 6 and the hand cursor DOES appear. This seems to be a BUG in Captivate 7 and I would like to know how to report this to someone who works at Adobe. I upgraded to gain the features of Captivate 7, specifically fields for Student Name and ID without the internal server box dialogue appearing --- but in the upgrade I seem to have sacrificed the hand cursor option for hotspot questions. I hope there is a "bug fix" rather than my having to purchase another complete upgrade if and when available.